Financial - Tumblr Posts
life is too short to not buy the books you want and yap about them to the people you love
Fitness on a budget: Affordable strategies for staying active without breaking the bank.
Fitness on a budget: Affordable strategies for staying active without breaking the bank.
Do you want to get fit but don't have a lot of money to spend on gym memberships, equipment, or classes? Don't worry, you're not alone. Many people face the same challenge, but that doesn't mean you have to give up on your fitness goals. There are plenty of ways to stay active and healthy without breaking the bank. Here are some affordable strategies for fitness on a budget:
Use what you have. You don't need fancy machines or weights to get a good workout. You can use your own body weight, household items, or outdoor spaces to exercise. For example, you can do push-ups, squats, lunges, planks, or burpees using just your body weight. You can use water bottles, cans, books, or bags as makeshift dumbbells. You can use stairs, benches, walls, or playgrounds as props for cardio or strength training.
Find free or low-cost resources online. The internet is full of free or cheap fitness resources that you can access from anywhere. You can find videos, podcasts, apps, blogs, or websites that offer workouts, tips, advice, or motivation for different fitness levels and goals. For example, you can find YouTube channels that offer yoga, pilates, dance, HIIT, or aerobics classes for free. You can find apps that track your steps, calories, distance, or heart rate for free or a small fee. You can find blogs or websites that offer fitness plans, recipes, challenges, or community support for free or a nominal charge.
Join a group or a club. Another way to stay fit on a budget is to join a group or a club that shares your fitness interests. You can find groups or clubs online or offline that organize activities, events, or meetups for different sports or hobbies. For example, you can join a running club, a hiking group, a cycling team, or a martial arts class that meets regularly and offers guidance, coaching, or camaraderie. You can also join online groups or forums that offer support, accountability, or inspiration for your fitness journey.
Be creative and have fun. Finally, the most important thing is to be creative and have fun with your fitness routine. Don't let money be an obstacle to your health and happiness. Find ways to make fitness enjoyable and rewarding for you. Try new things, challenge yourself, mix it up, and celebrate your progress. Remember that fitness is not a chore but a lifestyle choice that can improve your physical and mental well-being.
Rambling timeeeee
Scholarships are fucking stupid. Free education is something I'm all for, but it only being given to the people who normally need it the least is just plain stupidity. Like, free education is a huge W, but they give it to the sport athletes who excel athletically, and they occasionally give them to kids who excel academically. Now this is just stupid bc
Its giving them to kids who are already doing amazing
Most athletes want to go into a career branch that doesn't require a college degree
Scholarships are given away without any fuck on whether or not you actually need them, or if ur rich and genuinely don't need it
The education system itself is already flawed with its curriculum, so the kids who are smart in things the curriculum doesn't encourage are just ignored for academic scholarships
Now bc nothing pisses me off more that whining without at least trying to help, here's a (probably flawed) rework of scholarships
Make college free. Increase how much money they get from the government, and make it free for everyone. Public schools can do it, so can college
Instead of financial assistance, have scholarships allow you to take more advanced classes in whatever you excell in
Remove (or reduce) sports scholarships
Have you made an investment for your immortal future? While planning to secure your mortal future through IRAs and other savings, your money cannot and will not secure or guarantee your entrance into eternity – but Jesus Christ can! There is just one thing you need to do…
God’s IRA for YOU is the Immortal Resurrection Assurance plan that goes far beyond the end of your life on earth. Best of all it is free and no-cost to you because it was paid for you by the sacrifice of the precious blood of Christ when he died for your sins on the cross.
The good news is that you don’t have to save for this IRA, but you DO need to simply Believe This And Receive Your Heavenly IRA by praying the following prayer:
Heavenly Father, I confess that no matter how good I think I am, I cannot enter into eternity without your IRA of redemption through Christ. I also confess that I am a sinner and I need the redemption of Jesus’ blood that will cover and forgive me of my sins. I promise to be faithful and obedient to you always. Thank you for saving me. Amen.
God Bless Your Day, Jesus Loves You NotesOnLife.org
lol I am in such a stressed-out blind rage today from insurance bullshit that I wrote up a glossary of health insurance terms (things like deductibles, premiums, and copays) because all the free guides online are unnecessarily complicated and the only way you can squeeze a dime out of these bullshit companies is to understand their overly-complicated policies. give em hell
Financing 101: Handling your money| IT GIRL DIARIES
A few financial tips my father shared with me that has kept me secure and taught me valuable lessons on saving and future planning..
When it comes to managing your money, always apply the 30:30:30:10 rule. This means allocating 30% towards your day-to-day or monthly expenses, 30% towards investments, 30% for future retirement savings, and 10% for your wants and luxuries.
I consider myself fortunate to live with my parents, which means I don’t have to cover utilities or household expenses. However, instead of spending all of my income on luxuries and my wants, I divide it thoughtfully. I allocate 15% more towards investments, ensuring that my money works for me and provides a return. The remaining 15% is set aside and added to my personal wants and luxuries.
Don't use the full amount for luxuries because you want to make sure that you are using the extra funds wisely. This way, you can contribute towards your future plans, even if while living with parents. It’s important to enjoy the present, but always be prepared for the future.
Never keep all your money in one bank account. There are several reasons for this. If you don’t see your money, you’re less likely to spend it, by keeping your investments and savings in a separate account that you rarely check, you’re less tempted to dip into them so keep them separate from your regular income in a different bank account.
Always put your savings and investments into a high yield savings account so that your money doesn't lose value due to inflation overtime and you profit through interest return.
If you notice your income increasing significantly, it might be wise to consult a financial advisor or get an accountant. A professional can provide valuable advice on how to save, invest, and manage your growing assets effectively.
ALWAYS use a separate bank account for online shopping. Opt for digital payment platforms like PayPal or Venmo. Even with reputable brands, it’s safer not to provide your primary bank details. I personally use a completely separate account for online shopping, only transferring money when needed, and it has kept me secure for a long time.
mwah! xoxo, colebabey8.88
www.thedigitaldollar/gumroad.com
ps: i might delete this some time because im really a gatekeeper when it comes to my parents advice since it's always so good ..
The Ultimate Guide to Financial Planning for Millennials: Unlock Your Wealth Potential 🌟
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Whether you’re just starting your career or looking to make informed financial decisions, this guide has got you covered. 💼💰
Read the full guide here in Article
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Financial Budgeting: Your Long-Term Forecast
Financial Budgeting: Your Long-Term Forecast
Financial Budgeting: Your Long-Term Forecast.
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