Stop Ignoring Yourself. Fix Your Posture, Get A New Hair Cut, Do Your Nails, Take Care Of Your Skin,

stop ignoring yourself. fix your posture, get a new hair cut, do your nails, take care of your skin, brush your teeth, drink water, eat foods that give you energy. get strong, stop looking sloppy. when you feel good, you do good. invest in yourself.

Justine Skye

these are the habits you have to give up before the year is out:

worrying about people and things you can’t control

negative conversations with others

obsessing about what others think

lying for others

expect others to do what you want them to do and get angry if they don't do it

creating expectations on others

gossiping

making excuses for not taking care of your responsibilities

lying to yourself

putting your needs lasts

giving priority to other people's opinions rather than your own

letting the negative opinions of others affect you

limiting yourself

comparing themselves to others and putting them on a pedestal

giving prominence to people who do not deserve it

set boundaries with others but not with yourself

spending too much time on social media

habits you need to implement:

create a daily routine that you feel comfortable with and suits you

calming your mind a few times a day

positive affirmations and healthy thoughts

complimenting others and congratulating their success

letting go of things you can’t control

ending toxic relationships

more time outside

making yourself and your health a priority

self compassion and self forgiveness

taking responsibilities

more self care

beginning with a motivation each day

do what you need for yourself

starting something new (activity, hobby, habit)

not to depend on others and to learn to do things you want to do on your own

focus on the good things and not on the things you don't like

exercise and eat healthy for the sake of your body and not to fit into a beauty canon

getting out of your comfort zone

focus on building healthy relationships rather than being guided by false expectations of how relationships should be

be true to yourself and your values

not to sell or denigrate you for money or lavish gifts

Financing 101: Handling your money| IT GIRL DIARIES

A few financial tips my father shared with me that has kept me secure and taught me valuable lessons on saving and future planning..

When it comes to managing your money, always apply the 30:30:30:10 rule. This means allocating 30% towards your day-to-day or monthly expenses, 30% towards investments, 30% for future retirement savings, and 10% for your wants and luxuries.

I consider myself fortunate to live with my parents, which means I don’t have to cover utilities or household expenses. However, instead of spending all of my income on luxuries and my wants, I divide it thoughtfully. I allocate 15% more towards investments, ensuring that my money works for me and provides a return. The remaining 15% is set aside and added to my personal wants and luxuries.

Don't use the full amount for luxuries because you want to make sure that you are using the extra funds wisely. This way, you can contribute towards your future plans, even if while living with parents. It’s important to enjoy the present, but always be prepared for the future.

Never keep all your money in one bank account. There are several reasons for this. If you don’t see your money, you’re less likely to spend it, by keeping your investments and savings in a separate account that you rarely check, you’re less tempted to dip into them so keep them separate from your regular income in a different bank account.

Always put your savings and investments into a high yield savings account so that your money doesn't lose value due to inflation overtime and you profit through interest return.

If you notice your income increasing significantly, it might be wise to consult a financial advisor or get an accountant. A professional can provide valuable advice on how to save, invest, and manage your growing assets effectively.

ALWAYS use a separate bank account for online shopping. Opt for digital payment platforms like PayPal or Venmo. Even with reputable brands, it’s safer not to provide your primary bank details. I personally use a completely separate account for online shopping, only transferring money when needed, and it has kept me secure for a long time.

mwah! xoxo, colebabey8.88

www.thedigitaldollar/gumroad.com

ps: i might delete this some time because im really a gatekeeper when it comes to my parents advice since it's always so good ..

upgrade your life by taking note of the objects you use most and slowly replace them with the most beautiful and high-quality versions of those things you can find.